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of the Honourable Spencer Saxe Mundham's answer to the above :

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"It is some time since I wrote to you with my account, requesting you to settle the same. Not having yet received an answer, I am induced to trouble you with this second application, and I shall feel extremely obliged by your discharging the amount on or before Monday next, on which day I have a large payment to make.

"Your obedient servant,

"JOHN BOLSTER.

"The Hon. Spencer Saxe Mundham.”

ANSWER TO THE ABOVE..

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"I am extremely surprised at having received no answer to my two letters addressed to you, requesting a settlement of my account. As I cannot afford to give such long credit, and as your bill has been now standing for such a length of time, I beg to inform you, that unless you discharge the same in the course of to-morrow, I shall put the matter into the hands of my solicitor. "Your obedient servant,

"JOHN BOLSTER.

"The Hon. Spencer Saxe Mundham."

Either, first,

66

ANSWERS TO THE ABOVE.

(BLANK.)

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Or, secondly,

"MR. BOLSTER,

(CONCILIATORY.)

"I have received your letters, and will discharge

your account very shortly; indeed, you may depend upon receiving the amount in a few days.

"Yours, &c.,

"SPENCER SAXE MUNDHAM."

Or, thirdly,

(BUMPTIOUS.)

Mr. S. Saxe Mundham begs to inform Mr. John Bolster, that he has received his three insolent letters. Mr. Bolster may put what he likes into the hands of his solicitor, and may, as well as the said solicitor, go and be d-d as soon as he pleases."

To the first of the above three answers, the following is the usual reply:

"SIR,

"I am instructed by Mr. John Bolster, Haberdasher, of New Bond Street, to apply to you for payment of £50 7s. 8d., due to him for articles supplied to you in the way of his trade. Unless this sum be immediately paid to me, I shall commence legal proceedings against you for the amount.

"Your obedient servant,

"Ely Place, Holborn."

"HENRY FLEECE'EM.

To the second answer-after the expiration of a week-is returned a fac-simile of Mr. Fleece'em's above-quoted epistle; while to the third answer-and ultimately, in all probability, to all the three-comes the following "settler:"

In the Queen's Bench.

"On the day of

"VICTORIA, by the Grace of God, etc., etc., etc."

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Occasionally, however, in the interval between letters two and three, the Dun tries the desperate expedient of an appeal to the paternal feelings and pockets of the young gentleman's "Governor." The following may be taken as a fair specimen of this kind of "Forlorn Hope."

"New Bond-street.

"Jan. 10, 18—.

"MY LORD,

"Your son, the Honourable Spencer Saxe Mundham, having incurred a rather considerable debt to me, and having as yet taken no notice of two applications which I have made upon the subject, I deem it

advisable to apply to your Lordship before taking legal proceedings, in order to ascertain whether your Lordship is willing to settle your son's account, or whether you think I should run no risk in allowing Mr. Saxe Mundham any further credit.

"I remain,

"Your Lordship's humble, obedient servant,

"JOHN BOLSTER.

"The Right Hon. Lord Saxe Mundham."

HIS LORDSHIP'S REPLY.

"Saxe Mundham Hall.

"Jan. 12, 18—.

"SIR,

"In answer to your letter of the 10th inst., respecting my son's account, I beg to say that I will not settle the said account. I have already paid his debts three times, and, as he is now five-and-twenty, you must look to him for your money. With regard to any 'further credit,' you must use your own discretion; all I can tell you is, that he is an extravagant fellow, and I only allow him £250 per annum, out of which he keeps a cabriolet, a couple of hacks, a tiger, and Mademoiselle Pirouette, of Her Majesty's Theatre.

"Your obedient servant,

"SAXE MUNDHAM."

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