Implementation of Appraisal Reform Sections of FIRREA: Hearing Before the Subcommittee on General Oversight and Investigations of the Committee on Banking, Finance, and Urban Affairs, House of Representatives, One Hundred Second Congress, Second Session, September 16, 1992, Հատոր 4U.S. Government Printing Office, 1993 - 764 էջ |
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Common terms and phrases
Appraisal Foundation appraisal industry Appraisal Institute appraisal organizations appraisal reform appraisal regulations Appraisal Standards Board Appraisal Subcommittee appraiser licensing Appraiser Qualifications Board appraiser regulatory appraiser's Bankers Board of Trustees certification and licensing certified appraisers certified or licensed Certified Residential Chairman HUBBARD collateral commercial real estate Committee costs credit unions Fannie Mae FDIC Federal Financial Institutions Federal Reserve federally related transactions Financial Institutions Examination Financial Institutions Reform financial institutions regulatory Freddie Mac Institutions Examination Council institutions regulatory agencies issued lenders licensed appraisers licensed or certified licensing and certification losses market value minimis test mortgage insurance mortgage loans NCUA Office percent perform appraisals procedures Professional Appraisal Practice real estate appraisers real estate loans real property request requirements residential appraisals Resolution Trust Corporation safety and soundness Standards of Professional temporary practice temporary waiver threshold Title XI Uniform Standards USPAP XI of FIRREA
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Էջ 194 - In computing any period of time prescribed or allowed by these rules, by the local rules of any district court, by order of court, or by any applicable statute, the day of the act, event, or default from which the designated period of time begins to run shall not be included.
Էջ 755 - Both parties are well informed or well advised, and acting in what they consider their own best interests; (3) A reasonable time is allowed for exposure in the open market; (4) Payment is made in terms of cash in US dollars or in terms of financial arrangements comparable thereto; and (5) The price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions granted by anyone associated with the sale.
Էջ 425 - South: Alabama, Arkansas, Delaware, District of Columbia, Florida, Georgia, Kentucky, Louisiana, Maryland, Mississippi, North Carolina, Oklahoma, South Carolina, Tennessee, Texas, Virginia, and West Virginia.
Էջ 195 - Interested person in good faith of a timely and sufficient affidavit of personal bias or disqualification of...
Էջ 496 - The most probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale, the buyer and seller each acting prudently and knowledgeably, and assuming the price is not affected by undue stimulus.
Էջ 177 - Federal Financial Institutions Regulatory Agency — One of five federal government agencies that regulate the various types of financial institutions, including the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the Office of the Comptroller of the Currency, the Office of Thrift Supervision, and the National Credit Union Administration.
Էջ 73 - I am pleased to appear before you this morning to discuss the 1932 Economic Report of the President and the Report of the Council of Economic Advisers.
Էջ 73 - to provide that Federal financial and public policy interests in real estate related transactions will be protected by requiring that real estate appraisals utilized in connection with federally related transactions are performed in writing, in accordance with uniform standards, by individuals whose competency has been demonstrated and whose professional conduct will be subject to effective supervision.
Էջ 294 - ... in addition to the description required by the USPAP; (13) Identify and separately value any personal property, fixtures, or intangible items that are not real property but are included in the appraisal, and discuss the impact of their inclusion or exclusion on the estimate of market value; and (14) Follow a reasonable valuation method that addresses the direct sales comparison, income, and cost approaches to market value, reconciles those approaches, and explains the elimination of each approach...
Էջ 755 - The highest price in terms of money which a property will bring in a competitive and open market under all conditions requisite to a fair sale — the buyer and the seller each acting prudently, knowledgeably, and at arm's length.