Life Insurance; a TextbookD. Appleton, 1923 - 496 էջ |
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Common terms and phrases
accumulation actuarial agent American Experience table amount of insurance ance annual level premium annual premium application assets assumed average beneficiary benefit bonds cent chapter charged claims compound interest computed continue contract cost creditors dividends earnings employees endowment insurance endowment policy equal expenses face value fraternal fund furnishes GROSS PREMIUM group policy guarantee home office income income policies increased instances insurable interest insurance company insured's investment joint-life policy law of average life-insurance companies life-insurance policies limited limited-payment lives loading loss maturity ment method mium mortality table mutual companies nearly net single premium ordinary life policy paid-up pany payable period persons policyholders premium payments premiums paid present value probability protection purchase pure endowment purpose rate of interest reserve result risk saving single premium stipulated surance surplus surrender value survival term insurance term policy tion twenty twenty-year usually whole-life policy
Սիրված հատվածներ
Էջ 421 - ... property which prior to the filing of the petition he could by any means have transferred or which might have been levied upon and sold under judicial process against him...
Էջ 457 - A provision that all statements made by the insured shall, in the absence of fraud, be deemed representations and not warranties...
Էջ 421 - ... continue to hold, own and carry such policy free from the claims of the creditors participating in the distribution of his estate under the bankruptcy proceedings, otherwise the policy shall pass to the trustee as assets...
Էջ 457 - ASSIGNMENT.— No assignment of this policy shall be binding upon the company until it be filed with the company at its said home office. The company assumes no responsibility as to the validity of any assignment.
Էջ 394 - If an application, survey, plan, or description of property be referred to in this policy it shall be a part of this contract and a warranty by the insured.
Էջ 407 - Can a policy taken out by a person on his own life, and valid at its inception, be subsequently assigned to one who has no insurable interest in the life of the insured?
Էջ 418 - ... policy at the moment of adjudication, and, if it be not payable then in words to the bankrupt — no matter what rights or powers are reserved by him, no matter what its pecuniary facility and value is to him — to consider that he has no property in it. But we think such construction is untenable. The declaration of Subdivision 3 is that 'powers which he might have exercised for his own benefit...
Էջ 416 - If any beneficiary shall die before the Insured the interest of such beneficiary shall vest in the Insured.
Էջ 415 - Where a married woman survives such period or term she is entitled to receive the insurance money, payable by the terms of the policy, as her separate property, and free from any claim of a creditor or representative of her husband, except, that where the premium actually paid annually out of the husband's property exceeds five hundred dollars, that portion of the insurance money which is purchased by excess of premium above live hundred dollars, is primarily liable for the husband's debts.
Էջ 407 - And there is no doubt that a man may effect an insurance on his own life for the benefit of a relative or friend ; or two or more persons, on their joint lives, for the benefit of the survivor or survivors. The old tontines were based substantially on this principle, and their validity has never been called in question.