of London.

"A SAVINGS BANK FOR THE BENEFIT OF THE WIDOW AND THE ORPHAN."

EMPOWERED BY ACT OF PARLIAMENT.

CAPITAL £500,000 OR $2,500,000.

BESIDE A RESERVE FUND (FROM SURPLUS PREMIUMS) OF ABOUT 185,000 DOLLARS. T. LAMIE MURRAY, Esq,, George street, Hanover-square, Chairman of the Court of Directors in London.

Physician-J. ELLIOTSON, M.D., F.R.S.

Actuary-W. S. B. WOOLHOUSE, Esq., F.R.A.S.

Secretary-F. F. CAMROUX, Esq.

THIS INSTITUTION embraces important and substantial advantages with respect to Life Assurance and deferred annuities. The assured has, on all occasions, the power to borrow, without expense or forfeiture of the policy, two-thirds of the premiums paid (see table); also the option of selecting benefits, and the conversion of his interests to meet other conveniences or necessity.

Assurances for terms of years at the lowest possible rates.

Persons insured for life, can, at once, borrow half the amount of the annual premium for five successive years, on their own note and deposit of policy.

Part of the Capital is permanently invested in the United States, in the names of three of the Local Directors-as Trustees-available always to the assured, in case of disputed claims (should any such arise) or otherwise.

The payment of premiums, half-yearly or quarterly, at a trifling advance upon the annual rate.

No charge for stamp duty.

Thirty days allowed after each payment of premium becomes due, without forfeiture of policy.

Traveling leave extensive and liberal, and extra premium on the most moderate scale.

DIVISION OF PROFITS.

The remarkable success and increasing prosperity of the Society has enabled the Directors, at the last annual investigation, to declare a fourth bonus, varying from 35 to 85 per cent. on the premiums paid on each policy effected on the profit scale.

UNITED STATES BOARD OF LOCAL DIRECTORS,

CHIEF OFFICE FOR AMERICA, 74 WALL STREET,
NEW YORK.

Jacob Harvey, Esq., Chairman; John J. Palmer, Esq., Jonathan Goodhue, Esq., James Boorman, Esq., George Barclay, Esq., Samuel S. Howland, Esq., Gorham A. Worth, Esq., Samuel M. Fox, Esq., William Van Hook, Esq., and C. E. Habicht, Esq. PHILADELPHIA,

C. C. Biddle, Esq., L. A. Godey, Esq., Geo. Rex Graham, Esq., Wm. Jones, Esq.

BALTIMORE.

Jonathan Meredith, Esq., Samuel Hoffman, Esq., Dr. J. H. McCulloh,

J. LEANDER STARR, General Agent, and Edward T. Richardson, Esq., General Accountant, for the United States and British North American Colonies.

Medical Examiners attend at the Chief Office, 74 Wall st., and No. 134 Bowery at 3 o'clock P. M. daily. Fee paid by the Society.

Standing Counsel--WILLIAM VAN HOOK Esq., 39 Wall Street.

Bankers THE MERCHANTS' BANK, New York.

Solicitor-JOHN HONE, Esq., 11 Pine Street.

Cashier-HENRY E. CUTLIP, Esq.

An Act in respect to Insurance for Lives, for the Benefit of Married Women; passed by the Legislature of New York, 1st April, 1840.

J. LEANDER STARR, General Agent.