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NOTICE.

The Council of the Institute of Bankers desire it to be distinctly understood that Authors alone are responsible for the contents of their papers, both as to matters of fact and of opinion, and, also, that the Institute accepts no responsibility for the opinions which may be expressed in the various discussions.

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H. P. Billinghurst ...

John H. Butt

Charles Chambers ... Hammond Chubb Robert Davidson

JOHN DUN

R. N. FOWLER, M.P.

J. HOWARD GWYTHER ...

LUKE HANSARD

WILLIAM HOWARD

A. G. KENNEDY

W. 0. MULLINS

W. P. NARRAWAY

R. H. INGLIS PALGRAVE

CHARLES T. PRAED

F. Q. HILTON PRICE ...
D. T. ROBERTSON

T. G. ROBINSON

HON. H. D. RYDER

ROBERT SLATER

JERVOISE SMITH

A. A. Da L. STRICKLAND
J. HERBERT TRITTON ...
ROBERT WILLIAMS, JOir.

JOHN H. BUTT
L. HANSARD

London and Westminster Bank, Limited.

Australian Joint Stock Bank.

Provincial Bank of Ireland,

Bank of England.

Bank of Scotland.

Parr's Banking Company, Limited.

Messrs. Dimsdale and Co.

Chartered Bank of India, Australia and

China.
Messrs. Martin and Co.
London and County Banking Co., Limited.
City Bank, Limited.
Chartered Bank of India, Australia and

China.

London Joint Stock Bank.

Messrs. Gurney and Co., Gt. Yarmouth.

Messrs. Praeds and Co.

Messrs. Child and Co.

Chartered Mercantile Bank sf India,

London and China.
National Provincial Bank of England,

Limited.
Messrs. Coutts and Co.
Union Bank of London.
Messrs. Smith, Payne and Smiths.
Messrs. Hoare.
Messrs. Barclay and Oo.
Messrs. Williams, Deacon and Co.

Bonorarp SttretariM.

Australian Joint Stock Bank.

Messrs. Martin and Co.

Brafctrs.

Messrs. MARTIN and Co., 68, Lombard Street.

Solicitors.

Messrs. J ANSON, COBB and PEARSON,*1, Finsbury Circus, B.C.

Smttarp.

G. DAYRELL REED.

©fficta.

)1 and 1%, CLEMENT'S LANE, LONDON, E.C

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