JOURNAL OF INSURANCE.

RATES OF INSURANCE ON MARINE RISKS AT BOSTON.*

TARIFF OF MINIMUM RATES OF PREMIUM ON MARINE RISKS, WITH GENERAL REGULATIONS, ADOPTED BY THE BOSTON INSURANCE COMPANIES, MAY 31, 1854.

FROM RUSSIAN PORTS AND PORTS IN THE BALTIC TO THE UNITED STATES.

From Gottenburg and Copenhagen the same rates are charged as from the North Sea. From a port in the United States to St. Petersburg, or to a port in the Baltic, two to five per cent.

From Cuba to Gottenburg, or Copenhagen...
From Cuba to St. Petersburg, or other port in the Baltic,
except Copenhagen, one port only.....

From Cuba to a Continental port in the North Sea, one
port only.......

From Cuba to London or Liverpool, one port only....
From Cuba to a port in the Mediterranean, not beyond
Sicily.....

From Cuba to a port in the Mediterranean, beyond Sicily.

per cent to be added if the vessel from Cuba touches at a port in the United States for any purpose. From Europe to Cuba, at discretion.

VESSELS ON TIME.

Registered tonnage not over 900 tons, 7 per cent per annum; 900 tons to 1,200 tons, 7 per cent per annum; 1,200 tons to 1,500 tons, 7 per cent per annum; over 1,500 tons, 8 per cent per annum.

To add one per cent if in the North Sea between October 1 and March 1. To add

• We are indebted to Mr. SMITH, the President of the Merchants' Insurance Company of Boston, for an official copy of the tariff on marine risks. These rates, which were adopted in May, 1854, show an increase on the old rates of some twenty per cent.

half per cent for each passage into the Bay of Fundy between September 1 and May 1. Prohibited from the river and gulf of St. Lawrence between September 1 and May 1. Prohibited from carrying, with steerage passengers from Europe, more weight in iron or other metals, coal or salt, or any other dead weight, in the lower hold, than an amount equal to three-fourths the registered tonnage of the ship; or exceeding, in the whole lading of the vessel, one-fourth more than the registered tonnage in dead weight in any case. Prohibited from loading grain in bulk.

On vessels engaged in the East India, China, or Pacific trade, not north of Panama on the coast, one per cent may be abated from the above rates, excepting when guano is taken on board. If on a passage at the end of the term, the assured may renew for one, two, or three months at same rate of premium; risk to end in 24 hours after arrival at first port, and premium to be paid for each month commenced, if application be made before the expiration of the first term.

RISKS ON TIME ON SINGLE-DECK VESSELS.

Barks and brigs, 8 per cent to 12 per cent per annum; schooners, 10 per cent to 14 per cent per annum.

UNITED STATES, INDIA, CHINA, AND PACIFIC OCEAN.

India, Bay of Bengal, one port only

To add half per cent on gunny cloth, gunny bags, twine and goat skins.

Java, Padang, Penang, or Singapore, one port.

Outward. Homeward.

2

112

Bombay.....

14

Sumatra, (pepper voyages,) port or ports....

Canton or Manilla, one port......

14

14

Shanghae, or any port in China north of Amoy.

Australia, one port

22

From Australia to Calcutta..

Cape of Good Hope, one port.... .

Pacific Ocean

Any port on west coast of South America, not north of
Guayaquil....

11

Pacific Ocean Islands, one port..

14

San Francisco or Benicia...

31

Half per cent less on flour, lumber, salted provisions in barrels, and on freights.

Callao, Chinchas or Lobos Islands with Guano..

24, or 4 if via Guano port.

31

From San Francisco to a port in the Pacific...

From San Francisco to a port in China, north of Amoy, or to India....

From San Francisco to a port in China, south of Amoy, or to Manilla, or Java, one port.

11

On treasure, one-quarter per cent less than the above.
On treasure per steamers to New York, via Isthmus....

Homeward risks to United States ports in Gulf of Mexico, at discretion.

HOMEWARD RISKS.

To ports north eastward of Cape Florida-in the United States.
From the Baltic-see Table.

From the North Sea, or from Copenhagen or Gottenburg..
From Great Britain or Ireland, general cargoes...

From Great Britain or Ireland, dry goods with average on
each package...

14 a 2

1 a 1

1 a 2

1 a 2

2

a 2

From Havre, dry goods with average on each package....
From a port in the south of Europe, not east of Malta....
From a port in the Mediterranean, beyond Sicily and Malta
One-fourth per cent to be added on Hardware. Property on board steam vessels
may be written one-fourth less than the above rates. Specie at discretion.

COASTWISE RISKS WITHIN THE UNITED STATES.

From Boston, to or from

EASTERN COASTING.

Between Boston and Casco Bay, including Portland....
Beyond Portland and not east of the Penobscot River..
Beyond Penobscot and not east of Machias Bay..
East of Machias Bay..

Ports in the British province of New Brunswick..
Ports in the British province of Nova Scotia, except Cape
Breton Island....

Ports in Cape Breton Island, or Sydney, Pictou, &c. .
Ports in the St. Lawrence, and beyond-April 1 to Sept. 1.