Basement. The walls of the building are partly woodlined. An external iron staircase gives access to the upper floors. A hoist entirely enclosed with brickwork, with an opening to each floor, passes through the building. Heated by lowpressure hot-water apparatus. Steam boiler and engine-house, partly timberbuilt. (Rate, 5s. per cent.) The ceiling of which is 6 feet above the lowest point of land level, is bricked-up and unoccupied. Ground. Warehouse, making-up and packing room, and offices. Wood dado, 8 feet in height, in the offices. The aforesaid buildings are all brick or stone and slated or tiled, except as otherwise stated, lighted by incandescent electric light, and in the Insured's sole tenure. At Lady Day, 1907, the Insured advise the following altera tions: Brushing by machinery other than by teasles is now done in the ground floor of No. 4 on plan. In the upper floor of No. 5 knitting by power has been discontinued and winding by hand is now done therein. Draft endorsement giving effect to these alterations. FIRE BRANCH. PART I., SUBJECT A.-POLICY DRAFTING AND (OIL MILLS-SCOTLAND.) Two hours allowed for this paper. The use of the Tariff is permitted. Printed Warranties and Scale of Allowances must be used. The Warranties and Scale of Allowances need not be attached to the Draft, it being sufficient if the date of the issue used be referred to. Draft policy from the following Surveyor's Report and Schedule of Amounts, shewing rates, gross premium, discounts, and net premium. Term: One year from 25th December, 1906, to Christmas, 1907. SURVEYORS' REPORT. THE UNITED OIL AND CAKE MILLS, LIMITED, St. Vincent Mills, Gordontown, N.B. DESCRIPTION. 2nd, 3rd, 2nd Occupied as cake store, containing three cake breakers, a disintegrator, a set of horizontal stones for crushing cake, and a 12-horse-power electro motor. Wholly as warehouse for linseed, having an open wooden stair, and an elevator passing through each floor. There is an endless band conveyor in attic floor, also a timber erection on roof enclosing the elevator heads. Adjoins the Seed Mill No. 2 on plan, but is separated therefrom by an entire party wall through and above the roof; with no internal communication. The seed is conveyed to No. 2 on plan by external iron screws. Linseed crushing and oil expressing by machinery, containing three sets of rollers, one pair of horizontal stones, two pairs of vertical stones, such vertical stones being used solely for crushing cake parings; three steamheated kettles, and two cake paring machines. Hopper floor. Timber louvre boards in roof ventilator. Detached from Mills Nos. 2 and 8 on plan. Steam boiler house and firing place. Detached from Mills Nos. 2 and 8 on plan, but adjoining No. 3 on plan. Steam engine house. Walls timber-lined. Adjoining but having a perfect party wall without openings to No. 2 on plan. Hydraulic pump and accumulator house. Detached from mills. Linseed oil filtering house. Said buildings are all stone or brick built and slated except as stated, lighted by electricity (town's supply), and heated by steam except as stated. In sole tenure of the Insured, FIRE EXTINGUISHING APPLIANCES.-Fire plugs in yard supplied with water from town's main ; water-pressure and hose sufficient to command the whole premises. Allow 5 per cent. discount. ENDORSEMENT.-Endorse policy, giving effect to the following: -No. 10 on plan, offices, now heated by low-pressure hot-water pipes; boiler and furnace outside. FIRE BRANCH. PART I., SUBJECT B.-RE-INSURANCES. One-and-a-half hours allowed for this paper. QUESTIONS. 1. What do you understand by an "'interim acceptance by guarantee? ... ... ... Marks. 10 10 10 2. What is a sub-guarantee, and what course should precede the same being granted? ... 3. State fully how an error or omission in describing a risk affects a guarantee 4. State fully the regulation respecting the time for delivery of a copy of the policy after the acceptance of a guarantee 5. Give the rule relative to-(A) the renewal of guarantees after annual policies; (B) the renewal of guarantees after short-period policies 6. When does the liability of a guaranteeing Office commence? 7. What notices relating to a guarantee may validly be given verbally, and what must be included in written notices? ... 10 15 10 10 ... 10 10 8. What do you understand by the difference in the terms Re-Insurance,' Guarantee"? 9. What is the foundation of a guarantee? 99 12. Give the rule with respect to the furnishing of the quarterly renewal lists FIRE BRANCH. PART I., SUBJECT C.--GENERAL RULES FOR THE REGULATION OF FIRE INSURANCE BUSINESS. One-and-a-half hours allowed for this paper. QUESTIONS. Mark 1. What section or sections should be referred to in connection with tariff insurances unprovided for in particular tariffs? 10 |