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INSURANCE SCIENCE AND ECONOMICS

A PRACTICAL DISCUSSION
OF PRESENT-DAY PROBLEMS OF
ADMINISTRATION, METHODS
AND RESULTS

For Insurance Officials, Managers, Agents, Merchants
Lawyers, Teachers, Students, and Others
Interested in The Broader Aspects of

Insurance as a Business in Its
Relation to Public Welfare
and the State

BY

FREDERICK L. HOFFMAN

Insurance Statistician; President American Statistical Asso-
ciation; Fellow Royal Statistical Society; Member
American Economic Association, etc.

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Copyright 1911

BY THE SPECTATOR COMPANY

New York

10 VINU AIMBORLIAD

Το

the Memory of

my

Father

AUGUSTUS FRANCISCUS

HOFFMANN

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