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number, were apocryphal; not hard to see. Members of the one soul of them had a "separate Stock Exchange are not allowed existence,” and a brass plate by the rules of “The House with a letter-box represented to advertise.

The sooner the company's stock in trade. similar embargo is laid upon Companies such as this are not, bankers the better. There are I admit, often met with; but some who tout for custom like others, if not as daring, equally a Chicago fishmonger, and not fraudulent, are brought out by content with that, pay their dozens. It is scarcely con- agents a commission on new ceivable that any one, out of accounts. A more perfect way Earlswood Asylum, would rise of demoralising their employees to such a bait; but hundreds it would be hard indeed to do, as freely as a shark to a leg invent. Go to the Bank of of pork. Is there no limit to the England and open an account belief of a credulous public? there without a properly veri

It was customary in olden fied introduction, if you can. times to keep one's money in Go to other banks I could a stocking, and no bad place name, and, introduction or no either. You didn't get sixty introduction, you will be welper cent on your capital, it is comed with effusion. true; but the capital at any rate

When branch bank is was there when you wanted it. opened in a suburban district, But now scarcely a five-pound an active young man is sent note is kept in the house; a down from the head office to “comfortable balance at the work up

the business.” A bank frees one from all the professional thief, one of a gang, worries that flesh is heir to. not unfrequently an importaAre bankers, then, above sus- tion from the land of the picion? What was the stand- “Stars and Stripes,” is sent ing of Messrs Strahan, Paul, down also by his superiors to & Bates, or Messrs Overend, the district-a man who knows Gurney, & Co., before their re- the inside of half

a dozen spective bubbles burst? Second jails, and would use his reto none.

Would it have been volver without hesitation, pitted easy for the shareholders in against a nincompoop who such firms to discover the char- would play the “ confidence acters of the two or three men trick" like a Suffolk bumpkin. who had practically the whole Who is likely to win? The management of the bank in thief takes a small house, or their own hands? Would it rooms, close by, and pays cash be easy in the present day to regularly every Saturday night find out if all the partners in to the tradesmen with whom our private banks are saints or he is good enough to deal,sinners ? Business, moreover, is remonstrates, in fact, when his now conducted on very ques- accounts

not sent in tionable lines. Even within promptly: conduct quite suffithe last ten or fifteen years the cient in a month's time—be his change for the worse is not looks what they may-to earn


him the character of a “most it not been for a curious slip respectable man.” This model on the part of the forgerof respectability, who is in the omission of the date on business in the City, so he two of them—the Bank might informs the butcher or baker, have suffered to a very large and his word is sufficient,-sud- amount. denly discovers that it would The unfortunate Agent had be convenient for him to open shown this respectable quaran account in the district. The tette great kindness and atbutcher takes him to his banker, tention; and this, Austin Bidand on the strength of a month’s well, the youngest of them, acquaintance, introduces him to did not forget. Before senthe manager; the result being tence was passed he said he a letter addressed to the head would take advantage of the office in the City, certifying to only opportunity he would the character of “one of our have to repair a wrong

he depositors.” The rest is easy. had done a gentleman, and The signature of a firm of high for which he was extremely standing is not difficult to get; sorry; and he hoped Colonel a cheque-book is procured; a Francis, as years ' rolled on, forgery cleverly executed; and would forget that wrong. the whole "plant" is a success.

There was a certain amount In the year '73, when the of sympathy for Austin Bidforgeries on the Bank of Eng- well, who was only five-andland for which four men, twenty, and who doubtless George and Austin Bidwell, was under the influence of George M'Donald, and Edwin his elder brother - as great Noyes,

sentenced to a blackguard, hypocrite, and penal servitude for life – malingerer

lived. created such a sensation, a The contrition he felt -- and Colonel Francis was the Agent apparently he was sincere in of the Western Branch of the what he said—was a redeemBank in Burlington Gardens. ing trait in his character:

The system pursued by the “the one fair drop of water elder Bidwell—for he was the at the bottom of the weedleading spirit of the four, and choked well." he it was alone who carried “The streets of London," through all the preliminaries what could they not reveal? —was exactly the system I Piccadilly in the west, under have just sketched out. Well a lovely summer sunset, in he knew that to

the height of the season, and abruptly would be fatal. He Dorset Street, Spitalfields, in began by sending to Colonel the east, within three miles Francis ten bills for discount, of each other! White ties all genuine, and all paid at and evening dress in the one; maturity; and after that he rags, filth, and crime in the did what he liked with him. other. Hail a passing hansom Bill after bill, all forgeries, at your club door, and drive were manufactured; and had to Spitalfields Church. In






2 z

half-an-hour you have left the pavement, - and all this luxury behind You have within six or seven minutes' come to squalor and vice. walk of the Mansion House, You have left men who, born the abode of the Lord Mayor with the silver spoon in their of London ! mouths, have hardly

ever Were it a night in the done a day's work: you have depth of winter, with the come among men who have rain descending in torrents, done less—the only point of and the cold, pitiless blast similarity between them,-men sweeping everything before it, who, treacherous and carniv- you would see nothing perorous as a panther, have lived haps so repulsive, but to a

their fellow - creatures. sensitive mind something inIf you have a guide--and a finitely more touching: childguide is necessary, - a police ren of

tender years,

with officer recently pensioned, be- scarcely a rag to cover them, fore drink and freedom from huddled together in doorways; the accustomed discipline have children sent out nightly to started him on a downward beg, and afraid to return career, is the most suitable home, without a place to lay

- tell him to show you the their heads, save a frowsy den worst of it. He will show with the bare boards for a you streets which constables pillow; children to whom, even never enter alone, but patrol when stricken with sickness, in couples, as lawless as the a warm bed and a kind word streets of Omdurman; houses are unknown. Then, perhaps, as foặl as those abutting on you might realise the hopeless the “House of Stone,” from misery and shocking depravity which the inmates are driven of the cold, wet, shelterless, midout by the vermin to sleep on night "Streets of London"!







“But what are you going be afraid to handle you to to live on?” asked the Vrouw suit my ideas; but this is a Grobelaar. “You haven't got graver piece of business. Wisa farm.”

dom has nothing to do with “We're going to live in it: those who are wise in their

town,' answered Katje love are often foolish in their proudly.

life. You've got your man, I interrupted here, and tried and if you want him you'll to make the old lady under- marry him in despite of the stand that even schoolmasters tongues of men and of angels. received some money for their I know; I did it myself." work, and that there would be “ You ?” cried Katje. enough for two, without frills. “ Yes, me,” retorted the

She had no answer for the Vrouw Grobelaar. “Why not? moment, but sat and looked at Do you think that a person of

both very thoughtfully. sense has no feelings? When Still, there was no hostility in I was a girl I was nearly as her aspect; she had not her big a fool as some others I warlike manner, and seemed could name, and got more out engrossed rather with an es- of it, in happiness and experitimate of the situation than ence, than ever they will." of its consequences.

I had “Tell us about it,'

about it,” suglooked for opposition and dis- gested Katje. paragement at least, volubly “I am telling you,” snapped voiced and backed with a the old lady. "Don't interbloody example of a failure in rupt. Sit down. Don't fidget, marriage, and I know that nor giggle. There ! Katje shared my misgivings. “When I was a girl," she But here was something dif- began at last,“ my father's ferent.

farm was at Windhoek, and "You-you are not angry?” beyond the nek to the south, asked Katje after a while. an easy two hours from our

The old lady started. beacons, there lived one Kornel Angry! No, of course not. du Plessis. I came to know It is not altogether my affair, him, somehow. I saw him Katje. As time goes on, I here and there, till I had no grow nervous of stirring any wish to see any but him, and broth but my own.

If it were

understood another a matter of mere wisdom, and very well. Ah, Katje, girls knowledge of life, and the cool are light things; but I truly head of an elder, I should not think that in those days few



grey, with

Boer maids had much mind for even then I would not have trivial matters in their loves cared. But for all that, I was when once the man was found very uneasy one hot day when right and sound. Even at this Kornel rode over with a grave length of time I have a thrill face and eyes that looked as in remembering Kornel: a big though he had not slept the man, and heavy, with thick night before. shoulders, but very quick on “My father gave him a sharp his feet, and eyes that were look, and pulled strongly at his

pleasant little pipe, like a man who prepares puckers at the corner. He for ticklish business. sat far back in his saddle and ". You have

news ?' he lolled to the gait of the horse asked. easily: such men make horse- “Kornel nodded, and looked masters, and masters of women. at me. It was a look as though That is to say, they are masters he would ask me to spare and of all.

forgive. I smiled at him, and “ There was no kissing be- came and stood at his side. hind the kraal and whispering From what


have told at windows. Neither of us had me,' began my father, looking a mind for these meannesses. very wise, the water right He came to my father's house may cut you off from the pasand took food with us, and tures. Is that so ?' told

my father the tale of his "No,' said Kornel ; "all that sheep and cattle, and the weight is wrong.' of the mortgage on his farm. • H'm. Indeed! Then you Though he was not rich, he will have to carry your north was young and keen, and my beacon farther to the east and father knew well that the lose the dam.' richest

not those who “Wrong again,' answered begin life with riches. There Kornel patiently. would have been no hindrance Then you have won your to a marriage forthwith, but case,' said my father, very for some law business in the eager to name the truth and town, of which I never under- prove his wisdom. stood the truth.

But it con

“Dear me!' said Kornel; cerned the land and house of you have no idea at all of the Kornel, and my father would matter. You are quite out in the last word till that your guesses.

I have not won should be settled.

my case: I have lost it, and “It dragged on for a long the land and the house and the while, that law matter, and the stock along with it. I came conversations between Kornel over on a horse that is no more and my father ran mainly in mine than this chair is. For guesses about it, with much all I know, my very trousers talk that was very forlorn of may belong to the other man. interest. But what did it There you have it. What do matter to me? I had the you say to that ?' man, and knew I could keep “" Then you have nothing at him: had I foreseen the future, all ?' asked my father.



not say

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